🏅Since 2019
•
✅Govt. Approved Education Consultancy
•
🎓5,000+ Students Placed
💰 Education Loan Guidance

Get Education Loan
Easily & Quickly

TurtleEdu helps Indian students compare and get the best education loans for MBBS, Engineering, MBA and Study Abroad programs — with expert guidance at every step.

📞 Apply Now — Free📊 Calculate EMI
₹75L
Max Loan Amount
8.1%
Interest From
15 Yrs
Repayment Period
24hr
Approval Time

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Our experts will find the best loan for your profile

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Bank Comparison

Compare Education Loans

Compare interest rates, loan amounts and features from top Indian banks.

🏦 SBI
Interest: 8.15% p.a.
Max: ₹1.5 Crore
Most Popular
🏦 HDFC Credila
Interest: 9.50% p.a.
Max: ₹75 Lakhs
Fast Approval
🏦 Bank of Baroda
Interest: 8.85% p.a.
Max: ₹1.5 Crore
Study Abroad
🏦 PNB
Interest: 8.55% p.a.
Max: ₹35 Lakhs
Govt. Bank
🏦 Axis Bank
Interest: 13.70% p.a.
Max: ₹75 Lakhs
Private Bank
🏦 ICICI Bank
Interest: 10.50% p.a.
Max: ₹1 Crore
Quick Disbursal
🏦 Canara Bank
Interest: 8.50% p.a.
Max: ₹40 Lakhs
Low Rate
🏦 Union Bank
Interest: 8.40% p.a.
Max: ₹40 Lakhs
Govt. Bank
BankInterest RateMax LoanCollateralRepaymentProcessing Fee
SBI Student Loan Best8.15%₹1.5 CroreAbove ₹7.5L15 yearsNIL
Bank of Baroda8.85%₹1.5 CroreAbove ₹7.5L15 years1% of loan
Canara Bank8.50%₹40 LakhsAbove ₹7.5L15 yearsNIL
PNB Udaan8.55%₹35 LakhsAbove ₹7.5L15 yearsNIL
HDFC Credila9.50%₹75 LakhsNot Required10 years1% of loan
ICICI Bank10.50%₹1 CroreAbove ₹20L10 years1% of loan
Axis Bank13.70%₹75 LakhsAbove ₹7.5L15 years2% of loan
EMI Calculator

Calculate Your Monthly EMI

Find out how much you'll pay each month.

🧮 Loan EMI Calculator

Your EMI Breakdown

Monthly EMI
₹12,399
After moratorium
Principal₹10,00,000
Total Interest₹4,87,880
Total Payable₹14,87,880
Tenure10 Years
Apply for this Loan →
Loan Categories

Types of Education Loans

Choose the right loan type based on your course.

🏥
MBBS Loan (India)
For MBBS, BDS, BAMS in government and private medical colleges.
Up to ₹20 Lakhs | Rate: 8.15%+
✈️
MBBS Abroad Loan
For MBBS in Russia, Georgia, Philippines, China and other NMC-approved universities.
Up to ₹1.5 Crore | Rate: 8.85%+
⚙️
Engineering Loan
For B.Tech/BE in top engineering colleges and IITs/NITs.
Up to ₹20 Lakhs | Rate: 8.15%+
📊
MBA / PGDM Loan
For MBA/PGDM at IIMs and top B-schools.
Up to ₹40 Lakhs | Rate: 8.50%+
🌍
Study Abroad Loan
For programs in USA, UK, Canada, Australia, Germany.
Up to ₹1.5 Crore | Rate: 8.85%+
💉
Nursing / Pharmacy
For B.Sc Nursing, B.Pharm, M.Pharm programs.
Up to ₹10 Lakhs | Rate: 8.15%+
Who Can Apply

Eligibility & Documents

✅ Eligibility Criteria

  • Indian national (resident or NRI)
  • Age: 18–35 years at time of application
  • Secured admission in a recognized college
  • Academic record: minimum 50% in qualifying exam
  • Co-applicant with stable income
  • NEET/JEE score (for medical/engineering)
  • Good CIBIL score of co-applicant (700+)
  • Collateral required above ₹7.5 Lakhs (most banks)

📄 Documents Required

  • 10th & 12th mark sheets and certificates
  • Admission letter from college
  • Fee structure from college
  • Passport & Visa (for study abroad)
  • Co-applicant income proof (salary slips / ITR)
  • Co-applicant bank statements (6 months)
  • Address proof (Aadhaar / Passport)
  • Collateral documents (if applicable)
Simple Steps

How to Apply

Our experts guide you through every step.

01
Free Consultation
Contact TurtleEdu — our expert assesses your profile.
02
Document Collection
We help you gather all required documents.
03
Bank Application
We submit your application to the best bank.
04
Verification
Bank verifies documents and CIBIL score.
05
Loan Approval
Loan approved in 7–15 working days.
06
Disbursement
Loan disbursed directly to the college.
Common Questions

Frequently Asked Questions

What is the maximum education loan amount? ▼
For studies in India, banks offer up to ₹20–40 Lakhs. For study abroad, up to ₹1.5 Crore from SBI and Bank of Baroda. HDFC Credila offers up to ₹75 Lakhs without collateral.
Do I need collateral? ▼
For loans up to ₹4 Lakhs, no collateral required. Above ₹7.5 Lakhs, most banks require property or FD as collateral. HDFC Credila offers collateral-free loans up to ₹75 Lakhs.
What is the repayment period? ▼
Most banks offer 10–15 years repayment after moratorium. Moratorium is the course duration plus 6 months to 1 year after employment. Only simple interest during moratorium.
Is MBBS abroad covered? ▼
Yes! MBBS in NMC/WHO-approved universities in Russia, Georgia, Philippines, China are fully covered. SBI, Bank of Baroda and HDFC Credila are popular choices with up to ₹1.5 Crore.
Are there tax benefits? ▼
Yes! Under Section 80E, the entire interest paid is tax deductible with no upper limit, for 8 consecutive years from the year repayment begins.
How long for loan approval? ▼
Govt banks take 15–30 working days. Private banks 7–10 days. TurtleEdu ensures all documents are correct to speed up the process.

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